单词发音
- 英式发音：/ˈmɔː(t)gɪdʒ/
- 美式发音：/ˈmɔːrtɡɪdʒ/
分析词义
- Mortgage: A legal agreement by which a bank or other creditor lends money at interest, to be repaid in a series of payments over time, and holds the title to the property that secures the loan until the obligation is fulfilled.
列举例句
- They took out a mortgage to buy their first home.
- 他们为了购买第一套房子办理了按揭。
- Our monthly mortgage payment is quite high.
- 我们的月供相当高。
- The bank foreclosed on their house because they couldn't keep up with the mortgage payments.
- 银行因他们无法按时偿还按揭贷款而对他们的房子进行了止赎。
词根分析
- Mortgage: From Old French "mort gage", meaning "dead pledge".
- Derived from Latin "mortuum vadium" - "mortuum" meaning dead, and "vadium" meaning pledge.
词缀分析
- Mortgage does not have easily separable prefixes or suffixes.
- Related words include "gage" (pledge, guarantee).
发展历史和文化背景
- The concept of mortgages has been around for centuries, originating from medieval England. It was a way for people to borrow money against their property. Over time, it evolved into the system we know today where banks lend large sums for real estate purchases under the condition that the property acts as security until the loan is fully paid off.
单词变形
- Noun: Mortgage (单数), Mortgages (复数)
- Verb: Mortgage (to take a mortgage out)
固定搭配、组词
- Mortgage lender (按揭贷款提供者)
- Mortgage holder (抵押权人)
- Mortgage rate (按揭利率)
记忆辅助
- Think of "mortgage" as something that gives you the right to live in your home until the debt is paid off, much like holding onto something temporarily until conditions are met.
- Visualize a house with a sign saying "mortgaged" to remember it's about securing a loan with property.
小故事
John and Mary were excited about moving into their new house. They saved up for years and finally decided it was time to take the plunge. They went to the bank and got approved for a mortgage. Every month, they made sure to pay their mortgage payments on time. One day, John joked, "Our house is our own, but the bank will always have a say until the last penny is paid!"